veterinary inspection fees? Pet Insurance?

I try to take a Schnoodle who was eight months in a panel situation I wonder about pet insurance (about $ 35 per month and cover accidents, routine checkups, vaccinations and cancer) (but no toilet, cleaning teeth, etc.). None of my friends have a pet insurance and it seems expensive (per visit) do not. What is the average cost of routine visits, including vaccines? Should I get insurance? Has already been neutered and is being updated on plans

Typical veterinary examination (only the examination fee) is between $ 30 to $ 100, but I would say it is usually about $ 50 or $ 60. Not sure about vaccines. For that you get a puppy, I'd say go for insurance. Puppies can get hurt / disease / swallowing foreign objects very easily so it is more likely to use the insurance. It is also good to do before any similar pre-existing condition. But in my experience, routine coverage (veterinary exams, well-being) is not worth it. insurance premiums for animals * * are much more expensive, with routine coverage, so you just pay your veterinary examination of the insurance company and not save money either. It is not even very safe but rather pay someone to manage your expenses. Pet insurance is good for accidents / illnesses, but I recommend planning and budgeting things like regular checkups and vaccinations. As owner of the animals, things like welfare, hygiene, food, rides, etc are your responsibility. Pet Insurance is more than meet gaps (in your wallet) if your pet has been injured or have cancer or something else. I have a pet insurance for my dog and a good Trupanion price (because they do not pay for the coverage of welfare) and good service. I've had about six months and is used once when he did not stop vomiting. They returned in about a week, then I am convinced that if something big happens in the future, will be fine. Cover 90% of the actual invoice (no schedule of benefits) and unlimited number of claims or annual limits on how much to pay. It also discusses the current conditions without increasing premiums with older pets, as almost all other companies do. Good luck!